Having a baby comes with a lot of responsibility and a long to-do list. Here are the things you should do legally and financially to set yourself up for success once your little one arrives.
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Do Stay-At-Home Parents Need Life Insurance?
Back in September, we talked about how to calculate how much life insurance you need. I’m sure all of you stay-at-home parents took the article to your spouses and said, “Honey, you need more life insurance!” or maybe even just, “Honey, you need life insurance!” (After all, less than ⅔ of Americans even have life insurance in place.)
But what about you? Do you have life insurance? Do you even need it?
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The Top 4 Medical Sharing Ministries & How They Work
Last week I introduced you to a little-known alternative to health insurance, medical sharing plans. Depending on your situation, they could be an affordable alternative to traditional health insurance.
There is no set standard for how these ministries work, each is unique in its rules and structure. Here are the details on the top four programs:
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Yes, There Is A More Affordable Alternative To Health Insurance
Affordable Care Act mandates, growing deductibles, and skyrocketing insurance premiums have left many independent pastors scrambling for an answer to their family’s health care needs. Luckily, there is a more affordable alternative to health insurance: medical cost sharing plans.
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How To Calculate How Much Life Insurance You Need
It’s Life Insurance Awareness Month! I’ll be you weren’t aware of that. It’s ok, neither was I until this morning.
In honor of Life Insurance Awareness Month, I am going to finish off the month talking about…
Yep, you guessed it! Life Insurance!
Common Rule Of Thumb
If you’re reading this blog, you probably already understand the value of life insurance. You want your family taken care of if anything happens to you. You already know the why. Your big question is probably more along the lines of how much. How much life insurance do I need?
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Did Equifax Put You At Risk? (And What You Can Do About It)
On September 7, Equifax, one of the three major credit reporting companies, announced that they had been hacked. Sometime between mid-May and July hackers exploited a vulnerability in their website in order to gain the personal information of about 143 million people.
The hackers got people’s names, social security numbers, birth dates, home addresses, and some drivers license information. They also got credit card information for about 209,000 consumers and dispute documents containing personal information for 182,000 people.
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What Is An Annuity And Why Would I Want One?
If you’ve never had someone try to sell you an annuity, you’re either lucky or young. As you near retirement, you will have a plethora of “financial advisors” offering you annuities as the solution to your every financial need. Because of this, it’s important for you to understand what they are and when you would want one.
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Did Opting Out Of Social Security Make You A Hypocrite?
If you’re reading this, you’re probably a licensed minister who has opted out of Social Security. I’ll bet you were thrilled at the opportunity to opt out of a system that is facing a perilous future and is quickly depleting its reserves. But was it really the right move for you? And are you maintaining your integrity by doing so?
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Just What Is Crammed Into Your Mortgage Payment?
Estimated mortgage payments listed on popular websites can be very misleading. Mortgage payments consist of a lot more than just principal and interest.
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3 Painless Ways To Cut Expenses In The New Year
Most suggestions for cutting back on expenses also drastically cut back on your lifestyle, like giving up restaurants and new clothes. Is it possible to reduce your expenses without altering your lifestyle? Yes, it is. And it’s a lot easier than you think.
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