I’ve always assumed I had good credit based on my behaviors, but I never knew my credit score. Then, we bought a house 3 years ago and had to apply for a mortgage.
The mortgage broker was downright giddy when he pulled our credit reports and got our scores. He excitedly told me that he could count on one hand the people that he had worked with with an 800+ score. Yay, I’m a celebrity in his world!