What’s The Difference Between A 401(k) And A 403(b)?

by Monday, August 14, 2017

A lot of letters and numbers are often thrown around in reference to retirement plans. What are they and what differences and similarities do they have? View post

How To Teach Your Kids About Money (No Matter Their Age)

by Monday, August 7, 2017

Whether we like it or not, it's the parents' job to teach their kids about money. Here are three things that will work, no matter your kids' age. View post

The Amazing Retirement Account You Didn’t Know You Have

by Monday, July 31, 2017

It can be hard to save for retirement. Especially for pastors who need to because they’ve opted out of Social Security. A lot of big denominations have pensions, but what about independent pastors? Non-denominational pastors usually don’t have workplace retirement plans. That doesn’t leave them with much more than an IRA. Or does it? View post

How To Compete As A First Time Homebuyer

by Monday, July 24, 2017

What can you do to get your offer noticed if you don't have a huge pile of cash? View post

Where Is The Fine Line Between Helping And Enabling?

by Monday, July 17, 2017

God calls us to be generous and compassionate. But does he really want us to give money to everyone who asks or has a need? View post

3 Things You Need To Know Before Taking Out Student Loans

by Monday, July 10, 2017

Even though to me it seems like summer is just getting started, some colleges are starting up again in only a month. This is the season when thousands of families are signing up for student loans. Personally, I don’t think loans are necessary to earn a college degree, but a lot of people still use them.   If you or your child are planning on attending college this fall and using loans to do so, you need to know what you’re getting into. Here are three very important things for you to understand before taking out student loans: View post

What Is An Annuity And Why Would I Want One?

by Monday, July 3, 2017

If you’ve never had someone try to sell you an annuity, you’re either lucky or young. As you near retirement, you will have a plethora of “financial advisors” offering you annuities as the solution to your every financial need. Because of this, it’s important for you to understand what they are and when you would want one. View post

How I Got An 800+ Credit Score

by Monday, June 26, 2017

I’ve always assumed I had good credit based on my behaviors, but I never knew my credit score. Then, we bought a house 3 years ago and had to apply for a mortgage.   The mortgage broker was downright giddy when he pulled our credit reports and got our scores. He excitedly told me that he could count on one hand the people that he had worked with with an 800+ score. Yay, I’m a celebrity in his world! View post

Father’s Day Is For Spiritual Fathers, Too

by Monday, June 19, 2017

Yesterday was Father’s Day, so I’d like to take a break from discussing tedious financial topics in order to honor my spiritual father, Pastor Steve Fitzpatrick.   Pastor Steve has played an integral role in my development as both a person and a Christian. I’ve known him for as long as I can remember, and I find it fascinating to see how his influence in my life has shaped the way I view and approach the world.   View post

Should I Put Extra Into Retirement Or Pay Off My Mortgage Early?

by Monday, June 12, 2017

I recently received a message from a reader wondering what she should do with her extra income. Should she put the extra into retirement or towards paying off her house early? She was having a disagreement with a family member and wanted to hear my take on the issue. Well, here it is: View post